Everything you need to
accept payments
A complete payment operating system designed for Ghana. From Mobile Money collection to automatic reconciliation, we handle it all.
99.99%
Uptime SLA
<200ms
Avg Response Time
256-bit
SSL Encryption
24/7
Monitoring
Powerful features, simple integration
Every feature is designed to make accepting payments in Ghana as easy as possible.
Mobile Money Integration
Accept payments via MTN MoMo, Telecel Cash, and AT Money. Real-time processing with instant confirmation and automatic reconciliation.
Smart Reconciliation
Automatic transaction matching, discrepancy detection, and real-time financial reporting across all channels. Close your books in minutes, not hours.
Real-time Webhooks
Get instant payment notifications via webhooks. Configure events, set retry policies, and guarantee delivery with our robust infrastructure.
Multi-tenant Dashboard
Per-merchant analytics, detailed reporting, and role-based access. Manage multiple stores and business units from a single account.
Developer-first API
RESTful API with SDKs for JavaScript, PHP, and Python. Comprehensive documentation, interactive playground, and sandbox mode for testing.
Bank-grade Security
PCI DSS Level 1 compliant, TLS 1.3 encryption, and tokenized payments. We never store sensitive card data and undergo regular security audits.
Integrate in minutes
A few lines of code is all you need.
import { PayGabo } from "@paygabo/sdk";
const paygabo = new PayGabo({
apiKey: "YOUR_API_KEY",
environment: "sandbox",
});
const payment = await paygabo.payments.create({
amount: 150.00,
currency: "GHS",
method: "momo",
phone: "+233501234567",
reference: "order_123",
});
console.log(payment.id); // "pay_abc123"Ready to get started?
Join hundreds of Ghanaian businesses already using PAYGabo. Start accepting Mobile Money, bank transfers, and cards today.